Can Medical Bills Go to Collections If being Left Unpaid?
It is unavoidable that people in the United States have to unpaid their medical bills. Medical bills are so dangerous and important, even if it is ignored for a moment, it will cause bankruptcy. 62% cause of bankruptcy in the United States is because of medical bills. It can be assumed that medical bills are very bad news in the United States and have to be renewed.
Some people often said that those who still have not yet to pay their medical bills, the bills will be taken care by the collection agency. However, can medical bills go to collections or it will stay with the medical provider? If you have that question in your minds, then I will share whether ‘can medical bills go to collections or not?’
Negotiate If you Unable to Pay Your Medical Bills
When you have medical debts, like it or not, you have to deal with the medical provider that you own before. Before it’s being analyzed and handed it to you make sure you really understand and check whether the amount is correct or not. Fortunately, you can talk with your medical provider of how to pay you medical bills. If the medical provider and you have no good solution and you left without paying it, then prepare for the collectors to call and visit your place. So, can medical bills go to collections? YES, it can!
Stop ignoring the medical bills
If you think that letting the medical bills stuck in your mailbox is a good way and calmed you down, then you are wrong. The longer you ignore your medical bills, the more interest it will have and if it is already out from deadline, then it will go to the collection agency. Ignoring your medical bills is a bad way, so if you have time and money, do not delay in paying it. If your medical bills are being handed to the collection agency, then your life will not end with the collection agency for 10 + years.
Credit Points will Impact As Well
When your medical bills are being taken care by the collection agency, then the collection agency will suck the payment by cutting your credit points to settle your medical bills. It will not end just like that. The collection agency will keep sucking your credit score to settle not only the bills but also the interest and much administration fee and last for 7 0 8 years until you properly being left alone by the medical collection.
To sum it up, answering the question ‘can medical bills go to collections if being left unpaid?’ the answer is yes, but not really will go to collection. It will go to collection if you not paying the bills without informing the medical provider before. Remember, medical bills could be negotiated. If you alarm your medical provider about your condition before, then the provider could understand your situation and could add a little more time for you to pay the debt before being handed to the collection agency.